In a recent poll by a leading insurance company, American drivers admit to some very bad habits behind the wheel, all while rating themselves as very good or excellent drivers. Their overconfidence in their driving abilities no doubt lends to their feeling they can engage in unsafe practices.
The survey reveals the following:
- 89% admit to driving faster than the posted speed limit, with 40% driving more than 20 miles per hour over the posted limit.
- Men are more likely to speed than women.
- More then one-half of driver admit to driving when on the verge of falling asleep.
- 15% say they have driven while intoxicated.
- One-third has sent an email or text message while driving.
- Drivers 18-29 years old are most likely to text while driving.
- 53% of drivers report that they have received at least one speeding ticket or other moving violation, with 44% of these drivers receiving three or more tickets.
- As a result, two-thirds of drivers say these poor driving habits have caused accidents or near-accidents.
Your insurance rates and insurability are directly dependent on your driving history. You are in direct control of maintaining a good driving record and receiving the best automobile rates possible. This survey indicates that utilizing poor driving habits frequently results in violations or accidents.
PIA Ohio: Inside Insurance Issue October 2011