Health Insurance & Benefits for Ohio Small Businesses
Enjoy better coverage at a lower cost!
Call 800-860-1060 or click the "START QUOTE" button now.
We provide health insurance, voluntary benefits & more for your employees, specializing in Ohio's small businesses with 1 - 100 employees.
"Honestly, having the level of service that we get from all of you is a HUGE HELP to our small team! When other brokers call me (all. the. time!!) I talk to them about the service that we get from Hummel and how grateful we are for this relationship. Thank you for all that you do for us! (And the fact that you are all great people who are easy to work with is just icing on the cake – we are so blessed.)" - Jennifer L. Harley, SHRM-SCP - Director of Human Resources - Christian Children’s Home of Ohio
As independent advisors, we search the market and provide cost-effective options. We do not charge fees on your negotiated savings. Meaning all the money you save on a new plan, goes into YOUR pocket.
We can help your employees with:
- Medical Claims Questions
- Prescription Drug Claims Questions
- Help Finding a Network Provider
- Assistance with Insurer Online Tools
Employers can start a new health insurance plan at any point throughout the year.
The minimum number of employees is typically two for a group plan but, certain carriers have group options that allow down to one. Each carrier views this a bit differently and has its own set of stipulations. Hummel Group will look at your individual situation and determine what options are available to you.
Generally speaking, an employee must be full-time (minimum of 30 hours per week) to be eligible for health insurance and receive a W-2 tax document.
1099 employees can be considered on a case-by-case basis.
My company has less than 50 employees, will I incur a penalty or fee if I don’t offer health insurance?
Employers with less than 50 full-time equivalents are not required to offer health insurance so, there is no penalty.
This varies widely and depends on several factors that are unique to you and your business. Give us a call if you would like to discuss your benefits strategy or see quotes for your employer-sponsored plan.