Get an Efficient Small Business Benefits Plan
Enjoy better coverage at a lower cost!
Call 330-684-5922 or click the "START QUOTE" button now.
"Honestly, having the level of service that we get from all of you is a HUGE HELP to our small team! When other brokers call me (all. the. time!!) I talk to them about the service that we get from Hummel and how grateful we are for this relationship. Thank you for all that you do for us! (And the fact that you are all great people who are easy to work with is just icing on the cake – we are so blessed.)" - Jennifer L. Harley, SHRM-SCP - Director of Human Resources - Christian Children’s Home of Ohio
Cost Containment
Negotiated Savings
As independent advisors, we search the market and provide cost-effective options. We do not charge fees on your negotiated savings. Meaning all the money you save on a new plan, goes into YOUR pocket.
Compliance
Education
Claims Advocacy
Technology
Innovation
Chris Gertz, RHU®, REBC®, GBA®
Austin Taylor
Patty Sturgeon, RHU®, REBC®, LUTCF®
Tom Gregory, LUTCF®, RHU®
Mike Sommers, CLU®, ChFC®, RHU®, REBC®
Andy Yost
How can we assist your employees?
We can help your employees with:
- Medical Claims Questions
- Prescription Drug Claims Questions
- Help Finding a Network Privider
- Assistance with Insurer Online Tools
When can I offer group health insurance to my employees?
Employers can start a new health insurance plan at any point throughout the year.
Is there a minimum number of employees required before offering health coverage?
Yes, the minimum is typically 2 for a group plan but certain carriers do have group options that allow down to 1. Each carrier views this a bit differently and has their own set of stipulations. Hummel Group can look at your individual situation and determine what options are available to you.
What qualifies as an “eligible” employee?
Generally speaking, an employee must be full-time (minimum of 30 hours per week) to be eligible for health insurance and receive a W-2 tax document.
Does a 1099 employee count as an eligible employee?
1099 employees can be considered on a case by case basis
My company has less than 50 employees, will I incur a penalty or fee if I don’t offer health insurance?
Employers with less than 50 full-time equivalents are not required to offer health insurance so there is no penalty.
What is the average cost of health insurance for a business with 1-50 employees?
This varies widely and depends on several factors that are unique to you and your business. Give us a call if you would like to discuss your benefits strategy or see quotes for your employer sponsored plan.
Most of our clients are businesses in Ohio, and we have offices located within the following cities.
Office Locations: