Group Health Benefits

 

 

Get an Efficient Small Business Benefits Plan

Enjoy better coverage at a lower cost!

 

Call 330-684-5922 or click the "START QUOTE" button now.

 

 

 

We provide health insurance, voluntary benefits & more for your employees, specializing in small businesses with between 2 - 50 employees.

ENJOY A QUICK & "PAINLESS" QUOTE PROCESS

A great benefits plan goes beyond merely cost

"Honestly, having the level of service that we get from all of you is a HUGE HELP to our small team! When other brokers call me (all. the. time!!) I talk to them about the service that we get from Hummel and how grateful we are for this relationship. Thank you for all that you do for us! (And the fact that you are all great people who are easy to work with is just icing on the cake – we are so blessed.)"Jennifer L. Harley, SHRM-SCP - Director of Human Resources - Christian Children’s Home of Ohio

Experience the Hummel Group Difference:

Cost Containment

Negotiated Savings
As independent advisors, we search the market and provide cost-effective options. We do not charge fees on your negotiated savings. Meaning all the money you save on a new plan, goes into YOUR pocket.

Compliance

Advising and Resources
Keeping up-to-date on changing regulations can be a daunting task. We are your partner in compliance and "sweat the details", so you don't have to!

Education

Maximizing Available Benefits
Benefits are only good when used properly.  We provide strategies and education to help you and your employees maximize your benefits.

Claims Advocacy

Problem Solving
Claims can be complicated and frustrating. Save the headaches & let our Claim Advocacy Team deal with the carriers, resolve complicated issues, and advocate on your behalf to reduce bills whenever possible.

Technology

HRIS, Payroll, Admin Partners
Our technology partners provide will streamline your HR process for efficiency. We educate you on these resources and make recommendations based on your unique needs.

Innovation

New Products, Services, Research
The healthcare landscape is evolving daily. We help you  stay ahead of the curve though consistent evaluation of the latest tools, technology, and resources.
HAVE 1 TO 50 EMPLOYEES? THAT'S OUR "SWEET SPOT"
Often an overlooked segment in the benefits admin world, we specialize in group health plans for employers with 1-50 employees. Contact us today and discover how we'll help you!
Our Voluntary Product Specialist Can also assist with
FAQs

How can we assist your employees?

We can help your employees with:

  • Medical Claims Questions
  • Prescription Drug Claims Questions
  • Help Finding a Network Privider
  • Assistance with Insurer Online Tools

When can I offer group health insurance to my employees?

Employers can start a new health insurance plan at any point throughout the year. 

Is there a minimum number of employees required before offering health coverage?

Yes, the minimum is typically 2 for a group plan but certain carriers do have group options that allow down to 1. Each carrier views this a bit differently and has their own set of stipulations. Hummel Group can look at your individual situation and determine what options are available to you.

What qualifies as an “eligible” employee?

Generally speaking, an employee must be full-time (minimum of 30 hours per week) to be eligible for health insurance and receive a W-2 tax document.

Does a 1099 employee count as an eligible employee?

1099 employees can be considered on a case by case basis

My company has less than 50 employees, will I incur a penalty or fee if I don’t offer health insurance?

Employers with less than 50 full-time equivalents are not required to offer health insurance so there is no penalty.

What is the average cost of health insurance for a business with 1-50 employees?

This varies widely and depends on several factors that are unique to you and your business.   Give us a call if you would like to discuss your benefits strategy or see quotes for your employer sponsored plan.

Service Area
  • Map of Ohio service area with highlighted location Berlin, Wooster, Orrville, Wadsworth, Newark, Mansfield

 

Most of our clients are businesses in Ohio, and we have offices located within the following cities. 

Office Locations:

 

The Next Step is Easy

Call 330-684-5922 to get a quote now.