Medicare Moment: Flu season

Flu season is right around the corner! Those with Medicare Part B can receive the flu shot free of charge each year at a doctor’s office or pharmacy. Talk to your doctor or pharmacist for more information. Medicare Part B will cover certain vaccines, including influenza and pneumococcal. Most other vaccines go through Medicare Part D (prescription drug coverage) or Medicare Part C (Medicare Advantage Plan) if the plan includes prescription drug coverage.

Medicare Moment: Marketplace Coverage

The Health Insurance Marketplace®, also just called the Marketplace, allows people who do not have health insurance to enroll. Although health insurance exchanges have existed for several decades, the Affordable Care Act (ACA) enacted by the Obama Administration in 2010 increased accessibility to exchange coverage.

Medicare Moment: Dental, Vision, and Hearing Coverage

Does Medicare cover dental, vision, and hearing services? The simple answer is no. Although some procedures that are considered medical are covered by Medicare Part B, most dental, eye, and hearing exams, as well as comprehensive dental and hearing aids, are not covered by Original Medicare.

No need to fret! You still may be able to get this coverage through a private insurer.

Medicare Moment: Extra Help

Do you need assistance paying for your prescription costs? Extra Help, also called the low-income subsidy (LIS), is a Social Security program that helps Medicare beneficiaries with limited income and resources pay for their Part D premiums, deductibles, and co-payments.

Medicare Moment: 9 Things to Know About Medigap Policies

  1. You must have Medicare Part A and Part B.
  2. A Medigap policy is different from a Medicare Advantage Plan.  Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage while a Medigap policy supplements your Original Medicare benefits.
  3. You pay the private insurance company a monthly premium for your Medigap policy. You pay this monthly premium in addition to the monthly Part B premium that you pay to Medicare.