How Hank Reifsnyder draws on past challenges and personal tragedy to help his clients.

I’m a creature of habit. You’re a creature of habit. The question is: are your habits helping or hindering you?

We surveyed 400 of our commercial clients to discover how 2023 was for their business and how they’re feeling about 2024. Here are the results.

Navigating the delicate dance of work-life balance is challenging. Hummel not only aims to exceed expectations in the industry but also places a profound emphasis on fostering a unique culture—endearingly termed “harmony and hustle.”

A discussion on handling dysfunction as a leader.

As we put the finishing touches on what was another back-and-forth yet pleasantly surprising year in the financial markets, it is time to shift our focus to the most wonderful season of all—TAX TIME!

The potential benefits of captive insurance—More control over insurance coverage terms and pricing while being the beneficiary of your own good loss history by retaining unused premium dollars —make it a compelling consideration for many companies.

A brief review of the 2024 Commercial Insurance Market Outlook

The federal Fair Labor Standards Act (FLSA) requires employers to compensate their employees for all hours of work. To comply with this requirement, employers must keep track of the number of compensable hours employees work during a workweek.

Branches Worldwide is empowering entrepreneurs to impact communities globally and transforming lives and communities, one partnership at a time.

Why clarity is a critical leadership trait and how it can be developed to better lead an organization.

Understand factors influencing pricing and coverage and how you can help guide your company through our current hard market.

We surveyed individuals in a wide range of industries, ages, and careers to see how people feel about AI and its impact on the world.

Gain insight on cybersecurity, the future of technology, and the one thing business owners must do to secure their networks.

Artificial intelligence (AI) has rapidly evolved in recent years, revolutionizing numerous industries and transforming the way we live and work. As AI technologies continue to advance, they have the potential to disrupt major industries, presenting both risks and benefits to humanity.

Interest rates have been firmly in the driver’s seat of this back-and-forth market we have found ourselves in for the last 18 months or so. Before we can dig into HOW they have been swinging this market, we must first understand WHY they are rising in the first place - INFLATION.

Flu season is right around the corner! Those with Medicare Part B can receive...

Individuals who have a High Deductible Health Plan (HDHP) –and only have HDHP coverage...

At Hummel, providing exceptional service & expertise for our clients has been our focus since...

Medicare Part D, also called Medicare drug coverage or stand-alone Prescription Drug Plans...

There are 6,000 retail bakeries and nearly 3,000 commercial bakeries across the US that generate approximately...

On average, 2.8 out of 100 workers in the US are injured in workplace accidents every year...

The Health Insurance Marketplace®, also just called the Marketplace, allows people who...

If you have multiple forms of insurance, it’s important to coordinate your benefits...

Does Medicare cover dental, vision, and hearing services? The simple answer is...

When you become eligible for Medicare, you have several decisions to make, including...

It’s difficult to keep track of what each part of Medicare covers. Here’s an overview...

Imagine you've poured your heart and soul into starting your business...

Having the right insurance is important in the manufacturing industry...

Imagine this: You've invested your heart, soul, and finances into your commercial farming business...

The American Trucking Association reports that over 72% of all freight tonnage moved in the U.S...

Do you need assistance paying for your prescription costs? Extra Help...

With over half of the senior executives in the U.S. worried about "risk and compliance"...

1. You must have Medicare Part A and Part B...

When you become eligible for Medicare, you have several decisions to make...

Did you know that nearly 30 million Americans don't have health insurance coverage...

Medicare Advantage Plans, also known as Part C, fall into different types...

With many different terms flying around, it can be difficult to keep your options straight...

If you have a Medicare Advantage Plan (also called Part C or an MA Plan), you may...

If you want to leave your plan, you usually need to do so during a qualifying period...

The Inflation Reduction Act, passed by Congress in 2022 under the...

In 2021, 63,964,675 Americans used Medicare health insurance. 36,045,321 use the original...

You may be aware that October 15th through December 7th is the Open Enrollment Period...

We are excited to announce Maplecrest Insurance is now a part of...

If you spend less time making money and more time trying to keep up with new...

Technology that tracks vehicle use and performance has ushered in a new type of insurance...

Did you know that the number of American households who live in condominiums (also known as condos)...

We are excited to open our new location in Middlebury, Indiana. We previously held two...

The market for dump trucks globally is expected to reach $10.83 billion (U.S. dollars) by 2026...

Did you know that at least 73 million people in the US reside in condominium communities or...

What if forces beyond your control were threatening to destroy your business...

What if you could protect yourself better in your golden years? Many of us...

What if you were running one of the world's most dangerous businesses and you didn't even know it...

According to the Insurance Information Institute, insurance claims were filed by 51%...

In 2021, over 97% of home insurance claims focused on some form of property damage...

There are more than 30 million condominium units in North America. Condominiums are unique in that...

Millennials are the largest living adult generation on earth. Their preference in housing...

Companies that manufacture, distribute, and sell sporting firearms and supplies play a critical role...

It's no secret that logging is an important, yet risky, profession. The very nature of the job puts workers...

As we settle into the new year, you may be taking a hard look at what your business will look like...

Owning your own business has been an important part of the American dream for decades...

The harsh reality for businesses in America is that every year between 36% to 53% of them face...

Turn on the news and you're likely to hear about shortages in everything from food...

There are more than seven million small businesses in the United States. Whether a...

Key man insurance is not a sexist policy providing only for the male population of a company...

When a business's founder dies, the firm loses about 60% of its sales, and jobs are cut...

When you own a business you need to develop procedures that take effect in the event...

Is your church prepared for unknown risks? We are talking about...

There are over fifty thousand logging-related businesses in the USA alone. Thus, having...

What if your business lost much of its value overnight? No, we're not talking about...

Being one of the top three most dangerous industries, logging insurance is a must-have...

The logging industry repeatedly makes the Bureau of Labor Statistics list of the top three...

Thanks to the pandemic, many churches saw a dramatic drop in donations, with some...

If you receive notification that someone has filed unemployment benefits under your name in Ohio...

We take a proactive approach to both earning the trust of new clients, and consistently...

The perception of an organization’s integrity and the social media content of its representatives...

According to statistics, approximately 500,000 trucking accidents happen each year...

According to earning statistics, owning and operating a dump truck can net you...

As a contractor, your job carries a certain amount of risk while being performed...

If you have a construction company you may be wondering what kind of insurance...

If you're running a small business right now, you are undoubtedly going through some...

To protect your employees, you need insurance. Insurance for nonprofits can be...

There are between 15,000 and 19,000 medical malpractice cases that occur each year. Making it...

Did you know that the sawmill was invented on December 15th, 1593? Since then...

Across the globe, the lumber industry is continuing to expand at rapid speeds as it's set to expand...

More than 25 million Americans spend their vacations in a recreational vehicle (RV). Moreover...

Churches are places of worship, but they are also often a space for events like...

Directors and officers insurance is designed to protect the board members and the officers against...

The logging and forestry industry has unique needs. As such, its insurance will have to follow suit...

Did you know that the average cost of inland marine insurance is $2,500 per year? While you...

Did you know that 1 million employment discrimination complaints have been filed with the government...

There is an increased number of exposures that a company's officers and directors have to face...

Did you know that the average cost of the largest single cyber attack incident for a business...

From sleep deprivation to cell phone usage behind the wheel, the causes of truck-related accidents...

Each year, the logging industry occupies one of the top positions as the statistical winner for the most...

Hummel Group recognizes the unprecedented questions the coronavirus (COVID-19) outbreak...

In the world of the rich and famous, love comes in many forms as evidenced by celebrities taking out hefty...

We have heard so much recently about the coronavirus outbreak on tv, in the newspaper, on the radio...

As technology evolves for agriculture and farming, so do the risks this technology puts into play...

Valentine's Day is the one time of the year that you can go the extra mile for your significant other...