• kenburns1
    We Identify Risk
    What can we do to avoid costly Workers' Comp claims?
    How is our benefits plan helping to retain top performing employees?
    Our key piece of equipment will take six months to replace if destroyed. How can we prepare for this?
  • kenburns1
    Are my liability limits adequate for when our daughter gets her license?
    How will we pay for college if something happens to my husband?
    If our son gets sick, is specialized treatment in our health provider network?
    Do I have enough money set aside to retire?
    We Identify Risk
  • kenburns1
    We Identify Risk
    Who will buy our business when we retire?
    How are we going to replace our lost income if the building is damaged?
    Are we responsible if someone injures herself while walking through our parking lot?
  • kenburns1
    Am I covered if I have a manure, liquid nitrogen or pesticide/herbicide spill?
    Do I have coverage when I run my equipment on the road?
    How is my crop covered during harvest season?
    We have a gas well on our property, do I need coverage for underground pollution?
    Do I have coverage for hired workers?
    We Identify Risk


Our proprietary risk assessment process helps clients identify their unique personal, financial, business, and strategic risks.

Do you have coverage?

With the large amount of rain we have received and are expected to receive, many people have discovered water in their basement and find themselves asking...do we have coverage?

Water or Sewer Backup Coverage:

Water or Sewer Backup Coverage provides coverage in the event that water backs-up through sewers, drains, pipes, or a sump pump.

This endorsement can be added to your policy and provides reimbursement to clean up and replace your damaged property up to the coverage limit purchased and minus the deductible.

Sewer backup is a nasty problem...