• kenburns1
    We Identify Risk
    What can we do to avoid costly Workers' Comp claims?
    How is our benefits plan helping to retain top performing employees?
    Our key piece of equipment will take six months to replace if destroyed. How can we prepare for this?
  • kenburns1
    Are my liability limits adequate for when our daughter gets her license?
    How will we pay for college if something happens to my husband?
    If our son gets sick, is specialized treatment in our health provider network?
    Do I have enough money set aside to retire?
    We Identify Risk
  • kenburns1
    We Identify Risk
    Who will buy our business when we retire?
    How are we going to replace our lost income if the building is damaged?
    Are we responsible if someone injures herself while walking through our parking lot?
  • kenburns1
    Am I covered if I have a manure, liquid nitrogen or pesticide/herbicide spill?
    Do I have coverage when I run my equipment on the road?
    How is my crop covered during harvest season?
    We have a gas well on our property, do I need coverage for underground pollution?
    Do I have coverage for hired workers?
    We Identify Risk


Our proprietary risk assessment process helps clients identify their unique personal, financial, business, and strategic risks.

What is Bullying?

Bullying is a serious problem that can happen in any school or other environment.  Some adults think it is just a phase or just "messing around," but bullying can cause serious harm.  Bullying can take many forms:

Verbal (name-calling, teasing) Social (rumor spreading, breaking up friendships, leaving people out on purpose) Physical Cyberbullying (using the Internet, cell phones or other technological devices to harm others)

You may have never talked to your children about bullying, but it is important that you do.  Even if you think there is no bullying going on...