The Hummel Group is an independent insurance agency that specializes in insurance for loggers & those in the lumber industry. Having the right agent for your logging insurance makes all the difference. Our Logging Insurance Specialists (who are also Master Loggers themselves) know more about lumber industry insurance than 99% of agents out there.
What does that mean for you? It means we know exactly how to lower your rates, simplify your insurance, and ensure your property is protected. We save you time, money & headaches so you can focus on running your logging or sawmill business.
Log Truck Operators
Wood Product Manufacturing
Portable Band Mills
We have expert advisors in the following areas:
Why do so few carriers write logging or lumber insurance policies?
Carriers don't understand the unique risks associated with these operations. It's simply easier for them to decline writing policies than learning about the industry.
Why are workers' compensation rates for lumber/logging operations so much higher than other businesses?
Lumber and logging rank in the top 5 for the number and severity of workers' compensation injuries. These statistics drive the price of premiums up significantly.
Why are my existing rates so high for property and mobile equipment coverage?
The lumber and logging industry's greatest risk for loss in either of these two categories is fire. It's rare to have a "partial" fire loss. Fire claims are always more expensive for a carrier to settle.
Would an insurance company actually provide a policy to a logging operation that excludes "Lumber and Logging Operations"?
Yes. This is exactly the reason that lumber and logging businesses need to work carefully and closely with a knowledgeable agent. At Hummel Group, we are dedicated to helping those in the industry find gaps just like this to ensure they are covered.
Why can't my current agent find one carrier to handle all of my needs?
Most agents and brokers know very little about this industry, and so the carriers that do write policies for lumber and logging are not comfortable working with them. These specialty carriers prefer to work with agents that have the experience - like Hummel Group- and clientele to guarantee a smooth policy writing process.
When it comes to insurance for farms, this means that your Hummel risk advisor is going to provide you with a custom-tailored plan that's best for you, not our company.
To learn more about what this means for you, take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.