Because of the area we live in, we get a lot of questions about hauling Amish for hire. Often a client comes in to review their personal auto Insurance policy, casually mentioning that they haul Amish. They soon discover personal auto insurance policies do no cover this type of activity since it is a business activity.
Personal auto insurance policies cover an individual driving their personal vehicle for personal use. Driving your vehicle for work or when you are getting paid in a “vehicle for hire” or “taxi service” situation, you open yourself up to a different set of liability...