Hummel Group | Insurance & Wealth Management Located In Berlin, Orrville, Wadsworth, Wooster and Shipshewana
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    What can we do to avoid costly Workers' Comp claims?
    How is our benefits plan helping to retain top performing employees?
    Our key piece of equipment will take six months to replace if destroyed. How can we prepare for this?
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    We Identify Risk
    Who will buy our business when we retire?
    How are we going to replace our lost income if the building is damaged?
    Are we responsible if someone injures herself while walking through our parking lot?
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    Am I covered if I have a manure, liquid nitrogen or pesticide/herbicide spill?
    Do I have coverage when I run my equipment on the road?
    How is my crop covered during harvest season?
    We have a gas well on our property, do I need coverage for underground pollution?
    Do I have coverage for hired workers?
    We Identify Risk

Helping clients identify and manage their unique personal, financial, business, and strategic risks.

Protecting your home from winter risks starts with year-round maintenance. A home that is well cared for in all seasons is more likely to withstand extreme drops in temperature, strong winds and moist conditions. Your insurance company may also use the lack of maintenance and repair as a reason to deny your claim if your home is damaged in a winter storm, so start with a routine maintenance schedule that keeps your house strong in the face of winter weather.

Winter risks are worse when they catch you by surprise, so take a moment to educate yourself on some of the most common...