Commercial Insurance & Risk Management Solutions
Enjoy a consultative approach to your insurance needs.
Call 800-860-1060 or click below
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Running a business involves a lot of risk, so it is important that you have the right coverage in place to reduce your exposure. You have worked hard to make your business the success it is today. Help protect the business you have built with the comprehensive insurance coverage that only a recognized leader like Hummel Group can provide.
Whether you are a one-person operation or a large business with hundreds of employees, Hummel Group’s extensive experience will help craft the right commercial insurance coverage package for you. Our team knows how to:
1. Ensure your company is properly protected
2. Simplify your insurance
3. Lower your rates
Saving you time, money & headaches, so you can focus on running your business.
Get in touch now to get started!
Our commercial insurance risk advisors have one job - to find you the best possible insurance coverage that fits within your company's budget. It sounds simple, but we know how complex insurance can be for commercial enterprises. That's why we approach commercial insurance from a specialized, consultative approach. Our advisors specialize in commercial niche industries, which helps them craft risk management plans best suited to a client's particular business. Plus, we have access to many of the nation's top insurance carriers, so we can find the best fit for you.
When you choose Hummel for your commercial insurance, you gain a partner who simplifies your insurance, ensures you're properly protected, and helps increase your bottom line.
Property Insurance
Property insurance can be broken down into two categories:
Building Coverage – To insure buildings and other property attached to the buildings.
Contents Coverage – To insure physical assets and property owned by the business but not attached to the building. (Examples include computers, printers, other equipment)
*Additional covered property typically includes: signs, retaining walls, lights, poles, and more.
Liability Insurance
We provide a comprehensive liability policy for businesses.
Our liability coverage may include but is not limited to the following:
- Cyber Liability
- Directors and Officers
- Employee Benefits
- Employment Practices
- Errors & Omissions
- Lessors Risk
- Lost Wages
- Medical Coverage
- Special Event Coverage
- Umbrella & Excess Liability
Umbrella Insurance
Umbrella coverage, also known as "Excess Liability," is available in amounts from $1,000,000 to $10,000,000. Umbrella insurance pays on claims that go over your General Liability, Auto, and other coverage limits.
Crime
Internet safety is becoming an important consideration for businesses everywhere. For some businesses, additional cybersecurity coverage is the best way to complete their online defense.
Hummel Group provides coverage options to protect against a variety of issues ranging from data breaches to embezzlement.
- Cyber Liability
- Employee Dishonesty/Fidelity Bond
- Forgery and Alterations
- Computer Fraud Coverage
- Money and Securities
Workers' Compensation
Workers' Compensation provides coverage for employees with work-related injuries. Workers' Compensation insurance is legally required in most states for any entities that hire employees. We have multiple options to provide solutions for your unique needs.
Commercial Auto Insurance
Commercial auto insurance provides coverage for vehicles owned by your business. Covered vehicles may include cars, trucks, vans, or larger industrial vehicles, like box trucks, semi trucks, and dump trucks Packages may include:
- Liability
- Physical Damage
- Uninsured Motorists
- Medical Payments
- Hired Auto
- Non-Owned Coverage
Risk Management
Our job as your advisor is to help identify the risks facing you or your business, educate you on the options available to reduce or remove those risks, and help you implement a strategic plan.
Depending on your risks, you may want to add coverage for:
- Equipment Breakdown
- Loss of Rents
- Law & Ordinance
- Environmental Impairment or Pollution
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Frustrated by the complexity of your current policy?
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Afraid you're overpaying for your insurance?
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Upset about a claim that was denied?
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Worried about the future of your business in today's uncertain climate?
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Hard to get straight answers & phone calls returned from your current insurance company?
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Tired of working with agents who don't know the industry well?
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Wasting valuable time trying to keep up with new regulations?
Let us help. We solve problems like these for our clients every day!
STRESS-REDUCING, TIME-SAVING, & PROFIT-INCREASING STRATEGIES
Enjoy an effective risk management framework that leaves you with more money, more time & more energy to reinvest where it matters - your business!
Since 1957, Hummel has been building its business on its uncompromising values of integrity, trust & hard work.
Your Hummel risk advisor is going to recommend a plan that's best for you, not our company. Our goal is to create a lasting partnership built on trust.
Hummel Group is a Trusted Choice Independent Agency.
Take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo below.
Claims Service You Can Count On.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.
Julie Piazza, CISR
Josh Keister, CLCS
Brock Nettleton, CIC
Nate Mills, LPCS
Jay Bland, CIC
Sarah Sheely
Tyler Gentry
Andrew Gordon
Jordan Maier, PLCS
Heather Stoffer
Luke Boreman
Brandon Mills
We’re based in northeast Ohio but serve business clients all over the lower 48 states. So no matter where you are, please reach out so we can help you!