The Hummel Group is an independent insurance agency, specializing in farm & ranch insurance for Midwest USA states. From family farms, ranches, containment operations, hobby farms, to large commercial farming operations, and more, we will customize programs to make sure your farm is fully protected. Our farm insurance experts work with you to develop a timeline that addresses changing needs for farm equipment and building values. Best of all - we do this at no cost to you!
From dealing with the EPA to having special coverage that allows you to rent a replacement machine in the event your equipment ingests a rock or fence post, we have agents that specialize in the small details that make farm insurance unique. As an independent agency, we represent many highly rated farm insurance companies, giving you access to more options and competitive pricing. We serve the entire midwest region. Ohio, Indiana, Illinois, Kansas, Iowa, Kentucky, Michigan, Pennsylvania, Missouri & more.
This type of custom farming must be endorsed on the policy for proper coverage. If your agent doesn’t know about it, you can be exposed to an uncovered claim.
Horse boarding requires an additional endorsement at an additional cost. Speak with our agents to get this coverage secured as soon as possible if you are boarding horses.
Your farm policy will provide liability coverage to the damages of the vehicle in this instance, and any injuries sustained. Coverage for the cow depends on your farm insurance. This is why it’s important to go over the particulars of your farm with an experienced agent.
Your insurance will provide the amount of money needed to rebuild the structure from scratch if they were completely destroyed. That’s why your insurance will not necessarily follow the market value of your farm—the cost to buy the structure is not the same as to rebuild it.
Let your agent know about any ATVs to discuss options, but generally farm policies must have ATVs scheduled for off premises liability and physical damage coverage.
When it comes to insurance for farms, this means that your Hummel risk advisor is going to provide you with a custom-tailored plan that's best for you, not our company.
To learn more about what this means for you, take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.