As the cost of employer-sponsored health plans continues to rise each year, employers continue to raise deductibles and employees have higher out-of-pocket. Employers can offer a package of voluntary products to their employees on a group basis to help offset these raised deductibles. Hummel Group advisors are here to help you discover solutions just like these to address insurance concerns for companies of any size.
Voluntary products help your employees pay for expenses not covered by their health plan, or they will put cash in their pockets to help pay towards their medical deductible. This is the perfect way to enhance benefits packages without adding additional costs to the employer.
Hummel will work with you to develop a plan that’s right for your business as well as offer a single point of contact for all voluntary products, meaning your employees can carry products from multiple providers but avoid the headache of calling dozens of numbers for issues or questions. We also provide training and education about how these products work and getting the most out of them.
As independent advisors, we search the market and provide cost-effective options. We do not charge fees on your negotiated savings. Meaning all the money you save on a new plan, goes into YOUR pocket.
Keeping up-to-date on changing regulations can be a daunting task. We are your partner in compliance and "sweat the details", so you don't have to!
Benefits are only good when used properly. We provide strategies and education to help you and your employees maximize your benefits.
Claims can be complicated and frustrating. Save the headaches & let our Claim Advocacy Team deal with the carriers, resolve complicated issues, and advocate for you to reduce bills whenever possible.
Our technology partners will streamline your HR process for efficiency. We educate you on these resources and make recommendations based on your unique needs.
The healthcare landscape is evolving daily. We help you stay ahead of the curve through consistent evaluation of the latest tools, technology, and resources.
Yes you can! Give us a call or click here to set up an individual plan.
No. Those need to be purchased separately on dental or vision plans which can be offered by an employer on a voluntary basis.
There is simply the time to administer the payroll deduction.
When it comes to insurance for farms, this means that your Hummel risk advisor is going to provide you with a custom-tailored plan that's best for you, not our company.
To learn more about what this means for you, take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.