Education Insurance


Education Insurance

Through the years we have developed an expertise in school insurance due to the success of our partner ministries.
We insure school organizations from Florida to Michigan of all sizes and unique needs. From start up organizations branching out from a parent ministry to well established institutions. With our knowledge, experience and custom resources, we are prepared, and eager to serve you as well.
Coverage Options

What do we cover?

Major denominations and their existing seminaries
Christian Colleges


Property insurance can be one of the most important decisions a school makes. You policy should cover both your school building, and its contents.

Building Coverage – Covers School buildings and grounds, lockers, commercial kitchens and other covered property attached to the building.

Contents Coverage – Covers computers, musical and AV equipment, chairs, office equipment, libraries and covered property not attached to the building.

*There are many additional forms of covered property: signs, retaining walls, etc. Hummel’s trained risk assessment team can help you determine how your grounds covered.


General liability policies for schools are key to protecting both students and staff. With Hummel’s single contract general liability policy, you’re covered in case of injury, property damage or accidents on you premises and more.

Your school’s liability coverage should be supplemented according to your organization’s needs. We’ll work with you to create a unique plan for your protection.

Some liability coverage options include:

  • Student Medical coverage
  • No-Fault Medical coverage
  • Misconduct
  • Employment Practices
  • Employee Benefits
  • Directors and Officers


Today schools are storing more and more personal information or both staff and students. With the growing use of online technology from message boards to social media, cyber security and crime coverage are becoming increasingly important.

We offer a variety of coverage solutions to protect your organization against data breach, embezzlement, check fraud, cyber-crime and much more.

  • Cyber Liability
  • Employee Dishonesty
  • Forgery and Alterations
  • Computer Fraud Coverage
  • Money and Securities


School Auto insurance is a key portion of a well-rounded protection plan.

At Hummel Group we provide liability coverage for both staff and volunteer drivers. We also insure school-owned vehicles and hired auto services as well as:

  • 12 and 15 Passenger Vans
  • School and Tour Buses
  • Private Passenger Vehicles
  • Commercial Trucks
  • Light Service Trucks
  • Covered and Utility Trailers

We also insure other types of vehicles. Contact us to see if you’re covered!


Our Umbrella or “Excess Liability” policies are a great way to ensure extra security for your school. In a case where your other policies are exhausted, umbrella policies can be used to fill the gap. Coverage options range from $1,000,000 to $10,000,000 and come at affordable rates. Contact us for an individualized quote.