Get Affordable Food Retail Insurance

Enjoy better coverage & lower rates

Call 260-768-4609 or click below now.

 

 
We Shop for You! compare Rates from A+ Food Retail Insurance Carriers
Gain from Our Food Retail Insurance Expertise

Whether your need insurance for your grocery store, supermarket or farmers market, we have you covered. We have experienced & expert commercial insurance counselors with a strong background in food service & retail.

What does that mean for you? It means we know exactly how to:

1. Lower your rates
2. Simplify your insurance
3. Ensure you're properly protected

Saving you time, money & headaches so you can focus on running your grocery store! 

We work with all types of food retail business owners, large or small. 

 

Get Insured in 4 Easy Steps
4 step quote process diagram - provide basic business information, select equipment coverage needs, select insurance limits, and choose payment plan to get started
Any of this sound familiar?
  • Frustrated by the complexity of your current policy?

  • Afraid you're over-paying for your insurance?

  • Upset about a claim that was denied?

  • Worried about the future of your business in today's uncertain climate?

  • Hard to get straight answers & phone calls returned from your current insurance company?

  • Tired of working with agents who don't know your industry well?

  • Wasting valuable time trying to keep up with new regulations?

 

Let us help. We solve problems like these for our clients everyday!

Frustrated with your current agent?
Quick and efficient service is the key to Hummel Group's success. Let our knowledgeable team assist you. With real people picking up when you call, we can get you the answers you need. Give us a call today.

 

OUR UNIQUE EXPERTISE SAVES YOU TIME & MONEY

We have not one, but 13, Certified Insurance Counselors on our Commercial team who know the insurance industry inside and out.  Certified Insurance Counselors are recognized for their expertise and commitment to counseling clients on the proper coverage.

Our CIC agents go beyond just writing an insurance policy. With an understanding of regulations & state requirements, they sweat the details so you save time, money & can focus on what you do best - growing your company!

Better Coverage - Lower Rates
"It has been a privilege for D + S Distribution Inc to work with the team at Hummel Group for many years. As a CFO and business owner seeking to manage risk and improve safety, I appreciate how the Hummel Group has addressed the relevant risks that are unique to our industry. Hummel Group has consistently delivered competitive commercial insurance products. You will not find a more responsive firm able to provide same day insurance certificates & loss runs, timely & accurate invoices, as well as clear & concise insurance coverage summaries." - Kevin Trent, D + S Distribution

DON'T JUST GET INSURANCE...GET HUMMEL!®

You can get a simple insurance policy from anywhere. But you can't get a full team of commercial insurance experts on your side, just anywhere!  The Hummel team has been earning the trust of business owners since 1957 by not just selling policies, but building long-term relationships that feel more like a partnership.  We're problem-solvers and advisors more than anything.  Get the Hummel Team in your corner today!

 

Earning Your Trust Since 1957
  • image of Hummel mug on conference table with notepad and pen

Since 1957, Hummel has been building its business on its uncompromising values of integrity, trust & hard work.
Your Hummel risk advisor is going to provide you with a custom-tailored insurance plan that's best for you, not our company. We're in the business of trust-building, not selling policies.

Hummel Group is a Trusted Choice Independent Agency. 
Take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo below.

Claims Service You Can Count On.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.

More Testimonials

"As owner of a small transportation company I work with Hummel Group in Berlin all the time. They're professional and kind from the front desk to customer service to upper management. They answer every question, respond quickly and work to find the best coverage and rates to meet my company's needs. They explain the insurance jargon in layman's terms and never talk over my head. Whether it's Bev or Brock or the handful of others I've worked with at Hummel Group...it's a pleasure every time!"

- Jeremy Patterson, K Log, LLC

"As owner of a small transportation company I work with Hummel Group in Berlin all the time. They're professional and kind from the front desk to customer service to upper management. They answer every question, respond quickly and work to find the best coverage and rates to meet my company's needs. They explain the insurance jargon in layman's terms and never talk over my head. Whether it's Bev or Brock or the handful of others I've worked with at Hummel Group...it's a pleasure every time!"

- Jeremy Patterson, K Log, LLC

"I work with the commercial department in Berlin, OH. They are just a great group of people to work with. They actually care about my company and save me money where possible. Emails are answered in reasonable time, and calls returned. Best agent around!!"

- Roger, R & W Trucking

"I work with the commercial department in Berlin, OH. They are just a great group of people to work with. They actually care about my company and save me money where possible. Emails are answered in reasonable time, and calls returned. Best agent around!!"

- Roger, R & W Trucking

Customized Commercial Insurance Coverage May Include:

Property Insurance

Property insurance can be broken down into two categories:

Building Coverage – To insure buildings and other property attached to the buildings.

Contents Coverage – To insure physical assets and property owned by the business but not attached to the building.  (Examples include computers, printers, other equipment)

*Additional covered property typically includes: signs, retaining walls, lights, poles, and more.

Liability Coverages

We provide a comprehensive liability policy for businesses.

Our liability coverage may include but is not limited to the following:

  • Cyber Liability
  • Directors and Officers
  • Employee Benefits
  • Employment Practices
  • Errors & Omissions
  • Lessors Risk
  • Lost Wages
  • Medical Coverage
  • Special Event Coverage
  • Umbrella & Excess Liability

Umbrella Insurance

Umbrella coverage, also known as "Excess Liability," is available in amounts from $1,000,000 to $10,000,000. Umbrella insurance pays on claims that go over your General Liability, Auto, and other coverage limits.

Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles owned by your business.   Covered vehicles may include cars, trucks, vans, or larger industrial vehicles, like box trucks, semi trucks, and dump trucks  Packages may include:

  • Liability
  • Physical Damage
  • Uninsured Motorists
  • Medical Payments
  • Hired Auto
  • Non-Owned Coverage

Workers' Compensation

Workers' Compensation provides coverage for employees with work-related injuries.  Workers' Compensation insurance is legally required in most states for any entities that hire employees.  We have multiple options to provide solutions for your unique needs.

Risk Management

Our job as your advisor is to help identify the risks facing you or your business, educate you on the options available to reduce or remove those risks, and help you implement a strategic plan.

Depending on your risks, you may want to add coverage for:

  • Equipment Breakdown
  • Loss of Rents
  • Law & Ordinance
  • Environmental Impairment or Pollution

 

Crime

Internet safety is becoming an important consideration for businesses everywhere. For some businesses, additional cybersecurity coverage is the best way to complete their online defense.

Hummel Group provides coverage options to protect against a variety of issues ranging from data breaches to embezzlement.

  • Cyber Liability
  • Employee Dishonesty/Fidelity Bond
  • Forgery and Alterations
  • Computer Fraud Coverage
  • Money and Securities

Group Health Insurance & Benefits

Streamline your insurance needs and enjoy having one point of contact for both property and liability insurance and medical insurance for your employees. The team at Hummel can provide you with competitive group rates with top-rated health, dental, and vision insurance providers.  

Service Area

We’re based in northeast Ohio but serve commercial clients all over the lower 48 states.  So no matter where you are, please reach out so we can help you!

The Next Step is Easy

Call 260-768-4609 to talk to us now or send us a message.