Commercial Insurance & Benefits Solutions
Enjoy a consultative approach to your insurance needs
Call 330-684-5916 or click below
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As a independent insurance agency & financial services firm, the Hummel Group provides a true “one-stop-shop” experience for businesses. Our 4 distinct departments work in tandem to serve our clients with commercial insurance, personal insurance, medical benefits, and financial services (such as employee retirement planning & succession planning).
Working with Hummel is less of a transactional relationship and more of a partnership. Think of it as gaining a specialized consultant who helps protect what you’ve built, frees up your time, reduces your stress and helps increase your bottom line.
Learn more about the Hummel Approach here, or read below for more info.
We are an independent health insurance brokerage, providing health insurance, benefits & more for Ohio's small businesses. We believe there are six pillars of employee benefits that are essential in implementing and building an effective employee benefits program for our clients, to help them retain and attract “Best-in-Class” employees.
Cost Containment
We work hard to obtain the most cost-effective benefits program that aligns with your business strategy and vision.
Compliance
We have the tools and resources to make sure you are aware of all the new healthcare laws/rules and offer plans to keep you in compliance.
Communication
We offer strategies and education that provide HR with news, plan updates, and resources to distribute to your employees.
Claims Advocacy
We encourage clients to call our team first, they will speak with the carriers, advocate on your behalf, resolve complicated issues, & reduce bills when possible.
Technology
We have access to systems that can streamline your HR process for efficiency including an online portal for benefits admin.
Innovation
We are always researching new solutions, tools, services, and resources to help our clients be the most competitive and efficient companies in their industry.
Our commercial insurance risk advisors have one job - to find you the best possible insurance coverage that fits within your company's budget. It sounds simple, but we know how complex insurance can be for commercial enterprises. That's why we approach commercial insurance from a specialized, consultative approach. Our advisors specialize in commercial niche industries, which helps them craft risk management plans best suited to a client's particular business. Plus, we have access to many of the nation's top insurance carriers, so we can find the best fit for you.
When you choose Hummel for your commercial insurance, you gain a partner who simplifies your insurance, ensures you're properly protected, and helps increase your bottom line.
Property Insurance
Property insurance can be broken down into two categories:
Building Coverage – To insure buildings and other property attached to the buildings.
Contents Coverage – To insure physical assets and property owned by the business but not attached to the building. (Examples include computers, printers, other equipment)
*Additional covered property typically includes: signs, retaining walls, lights, poles, and more.
Liability Insurance
We provide a comprehensive liability policy for businesses.
Our liability coverage may include but is not limited to the following:
- Cyber Liability
- Directors and Officers
- Employee Benefits
- Employment Practices
- Errors & Omissions
- Lessors Risk
- Lost Wages
- Medical Coverage
- Special Event Coverage
- Umbrella & Excess Liability
Umbrella Insurance
Umbrella coverage, also known as "Excess Liability," is available in amounts from $1,000,000 to $10,000,000. Umbrella insurance pays on claims that go over your General Liability, Auto, and other coverage limits.
Crime
Internet safety is becoming an important consideration for businesses everywhere. For some businesses, additional cybersecurity coverage is the best way to complete their online defense.
Hummel Group provides coverage options to protect against a variety of issues ranging from data breaches to embezzlement.
- Cyber Liability
- Employee Dishonesty/Fidelity Bond
- Forgery and Alterations
- Computer Fraud Coverage
- Money and Securities
Workers' Compensation
Workers' Compensation provides coverage for employees with work-related injuries. Workers' Compensation insurance is legally required in most states for any entities that hire employees. We have multiple options to provide solutions for your unique needs.
Commercial Auto Insurance
Commercial auto insurance provides coverage for vehicles owned by your business. Covered vehicles may include cars, trucks, vans, or larger industrial vehicles, like box trucks, semi trucks, and dump trucks Packages may include:
- Liability
- Physical Damage
- Uninsured Motorists
- Medical Payments
- Hired Auto
- Non-Owned Coverage
Risk Management
Our job as your advisor is to help identify the risks facing you or your business, educate you on the options available to reduce or remove those risks, and help you implement a strategic plan.
Depending on your risks, you may want to add coverage for:
- Equipment Breakdown
- Loss of Rents
- Law & Ordinance
- Environmental Impairment or Pollution
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Frustrated by the complexity of your current policy?
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Afraid you're overpaying for your insurance?
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Upset about a claim that was denied?
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Worried about the future of your business in today's uncertain climate?
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Hard to get straight answers & phone calls returned from your current insurance company?
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Tired of working with agents who don't know the industry well?
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Wasting valuable time trying to keep up with new regulations?
Let us help. We solve problems like these for our clients every day!
STRESS-REDUCING, TIME-SAVING, & PROFIT-INCREASING STRATEGIES
Enjoy an effective risk management framework that leaves you with more money, more time & more energy to reinvest where it matters - your business!
Brock Hostetler, CIC, TRS, Master Logger
Chris Gertz, RHU®, REBC®, GBA®
Jock Rottman, CIC, TRS
Phil Teague, CIC, CRM
Josh Keister, CLCS
Brock Nettleton, CIC
Tom Brenner
Michael Harwood
Chad Olinger
Andy Yost
Luke Boreman
Since 1957, Hummel has been building its business on its uncompromising values of integrity, trust & hard work.
Your Hummel risk advisor is going to recommend a plan that's best for you, not our company. Our goal is to create a lasting partnership built on trust.
Hummel Group is a Trusted Choice Independent Agency.
Take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo below.
Claims Service You Can Count On.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.
We are based in Ohio and Indiana and have offices located within the following cities. So if you're close to one of them, feel free to stop by and say hello.
Office Locations:
We are able to write policies in multiple states beyond Ohio & Indiana, please contact us to check availability in your state.