Commercial Insurance & Benefits Solutions  

Enjoy a consultative approach to your insurance needs

Call 330-684-5916 or click below

 

 
Don’t Just Get Insurance…Get Hummel!

As a independent insurance agency & financial services firm, the Hummel Group provides a true “one-stop-shop” experience for businesses.  Our 4 distinct departments work in tandem to serve our clients with commercial insurance, personal insurance, medical benefits, and financial services (such as employee retirement planning & succession planning)

Working with Hummel is less of a transactional relationship and more of a partnership.  Think of it as gaining a specialized consultant who helps protect what you’ve built, frees up your time, reduces your stress and helps increase your bottom line.

Learn more about the Hummel Approach here, or read below for more info.

Tell Us What You Need & We'll Present Customized Solutions
Concerned your business has exposed liabilities? Having trouble retaining talent? Tired of unanswered calls from your insurance broker? Need to re-evaluate how much you're paying for insurance? Not sure if your retirement plan is good enough or how you'll pass on the business to the next generation? Bring your concerns to us! We provide solutions to problems like these every day for our clients.
Health & Employee Benefits

We are an independent health insurance brokerage, providing health insurance, benefits & more for Ohio's small businesses. We believe there are six pillars of employee benefits that are essential in implementing and building an effective employee benefits program for our clients, to help them retain and attract “Best-in-Class” employees.

OUR SERVICE GOES BEYOND THE PREMIUM

Cost Containment

We work hard to obtain the most cost-effective benefits program that aligns with your business strategy and vision.

Compliance

We have the tools and resources to make sure you are aware of all the new healthcare laws/rules and offer plans to keep you in compliance.

Communication

We offer strategies and education that provide HR with news, plan updates, and resources to distribute to your employees.

Claims Advocacy

We encourage clients to call our team first, they will speak with the carriers, advocate on your behalf, resolve complicated issues, & reduce bills when possible.

Technology

We have access to systems that can streamline your HR process for efficiency including an online portal for benefits admin.

Innovation

We are always researching new solutions, tools, services, and resources to help our clients be the most competitive and efficient companies in their industry.

Choose an Insurance Agent Who Picks Up When You Call!
We know how frustrating it can be trying to work with unresponsive, slow or pre-occupied insurance agents. Not only is it frustrating, but it also very easily can negatively affect your bottomline. That's why we pride ourselves on being the most responsive and proactive agents available. We pick up when you call, and prioritize clear client communication!
Enjoy the Hummel Approach to Commercial Insurance

Our commercial insurance risk advisors have one job - to find you the best possible insurance coverage that fits within your company's budget.  It sounds simple, but we know how complex insurance can be for commercial enterprises.  That's why we approach commercial insurance from a specialized, consultative approach. Our advisors specialize in commercial niche industries, which helps them craft risk management plans best suited to a client's particular business. Plus, we have access to many of the nation's top insurance carriers, so we can find the best fit for you.

When you choose Hummel for your commercial insurance, you gain a partner who simplifies your insurance, ensures you're properly protected, and helps increase your bottom line.

Types of Insurance We Provide For Your Business

Property Insurance

Property insurance can be broken down into two categories:

Building Coverage – To insure buildings and other property attached to the buildings.

Contents Coverage – To insure physical assets and property owned by the business but not attached to the building.  (Examples include computers, printers, other equipment)

*Additional covered property typically includes: signs, retaining walls, lights, poles, and more.

Liability Insurance

We provide a comprehensive liability policy for businesses.

Our liability coverage may include but is not limited to the following:

  • Cyber Liability
  • Directors and Officers
  • Employee Benefits
  • Employment Practices
  • Errors & Omissions
  • Lessors Risk
  • Lost Wages
  • Medical Coverage
  • Special Event Coverage
  • Umbrella & Excess Liability

Umbrella Insurance

Umbrella coverage, also known as "Excess Liability," is available in amounts from $1,000,000 to $10,000,000. Umbrella insurance pays on claims that go over your General Liability, Auto, and other coverage limits.

Crime

Internet safety is becoming an important consideration for businesses everywhere. For some businesses, additional cybersecurity coverage is the best way to complete their online defense.

Hummel Group provides coverage options to protect against a variety of issues ranging from data breaches to embezzlement.

  • Cyber Liability
  • Employee Dishonesty/Fidelity Bond
  • Forgery and Alterations
  • Computer Fraud Coverage
  • Money and Securities

Workers' Compensation

Workers' Compensation provides coverage for employees with work-related injuries.  Workers' Compensation insurance is legally required in most states for any entities that hire employees.  We have multiple options to provide solutions for your unique needs.

Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles owned by your business.   Covered vehicles may include cars, trucks, vans, or larger industrial vehicles, like box trucks, semi trucks, and dump trucks  Packages may include:

  • Liability
  • Physical Damage
  • Uninsured Motorists
  • Medical Payments
  • Hired Auto
  • Non-Owned Coverage

Risk Management

Our job as your advisor is to help identify the risks facing you or your business, educate you on the options available to reduce or remove those risks, and help you implement a strategic plan.

Depending on your risks, you may want to add coverage for:

  • Equipment Breakdown
  • Loss of Rents
  • Law & Ordinance
  • Environmental Impairment or Pollution

 

Better Coverage - Lower Rates
"It has been a privilege for D + S Distribution Inc to work with the team at Hummel Group for many years. As a CFO and business owner seeking to manage risk and improve safety, I appreciate how the Hummel Group has addressed the relevant risks that are unique to our industry. Hummel Group has consistently delivered competitive commercial insurance products. You will not find a more responsive firm able to provide same day insurance certificates & loss runs, timely & accurate invoices, as well as clear & concise insurance coverage summaries." - Kevin Trent, D + S Distribution
Any of this sound familiar?
  • Frustrated by the complexity of your current policy?

  • Afraid you're overpaying for your insurance?

  • Upset about a claim that was denied?

  • Worried about the future of your business in today's uncertain climate?

  • Hard to get straight answers & phone calls returned from your current insurance company?

  • Tired of working with agents who don't know the industry well?

  • Wasting valuable time trying to keep up with new regulations?

 

Let us help. We solve problems like these for our clients every day!

 

STRESS-REDUCING, TIME-SAVING, & PROFIT-INCREASING STRATEGIES

Enjoy an effective risk management framework that leaves you with more money, more time & more energy to reinvest where it matters - your business!
 

 

 

Earning Your Trust Since 1957

Since 1957, Hummel has been building its business on its uncompromising values of integrity, trust & hard work.
Your Hummel risk advisor is going to recommend a plan that's best for you, not our company. Our goal is to create a lasting partnership built on trust.

Hummel Group is a Trusted Choice Independent Agency. 
Take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo below.

Claims Service You Can Count On.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.

More Testimonials

"If you simply want insurance you can find an agent almost anywhere.  If you want a friend who is efficient, caring, and deeply committed to his clients, you want the Hummel Group.  In a world of uncertainty, you can depend on the team to meet and exceed your highest expectations.  They have consistently saved us money while enhancing our coverages.  I cannot give them a higher recommendation!"

- Rodney L.

"If you simply want insurance you can find an agent almost anywhere.  If you want a friend who is efficient, caring, and deeply committed to his clients, you want the Hummel Group.  In a world of uncertainty, you can depend on the team to meet and exceed your highest expectations.  They have consistently saved us money while enhancing our coverages.  I cannot give them a higher recommendation!"

- Rodney L.

"The Hummel Group provides exceptional services for our company. They assist in my daily activities with their excellent promptness, attention to detail and knowledge of how my company operates. Their willingness to go above and beyond what is required is what separates them from other insurance companies."

- John W.

"The Hummel Group provides exceptional services for our company. They assist in my daily activities with their excellent promptness, attention to detail and knowledge of how my company operates. Their willingness to go above and beyond what is required is what separates them from other insurance companies."

- John W.

"We have been with Hummel for about 4 years now. Great service. Friendly. They care about us. Also, our insurance situation is unique and they help us work thru the process and helped us figure out what we needed."

- James Y.

"We have been with Hummel for about 4 years now. Great service. Friendly. They care about us. Also, our insurance situation is unique and they help us work thru the process and helped us figure out what we needed."

- James Y.

Service Area
  • Map of Ohio and Indiana Locations

We are based in Ohio and Indiana and have offices located within the following cities. So if you're close to one of them, feel free to stop by and say hello.  

Office Locations:

We are able to write policies in multiple states beyond Ohio & Indiana, please contact us to check availability in your state.

The Next Step is Easy

Call 330-684-5916 to talk to us now or send us a message.