Insuring Your Valentine's Day Gifts and More

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Valentine's Day is the one time of the year that you can go the extra mile for your significant other. If you are thinking about going above and beyond what is expected to buy your loved one the gift of a lifetime, make sure that you also purchase enough insurance coverage to protect you from financial loss. Protect your investment so that your loved one will always be able to cherish your gift.

Verify Authenticity

If your loved one enjoys antiques or timeless works of art, you will want to do your research before you make your purchase. Try to verify the item's authenticity so that you can get the right amount of insurance. It's also a good idea to find someone who has a reputation for dealing with the type of item you are purchasing. For example, if you are buying a vintage car for your husband, you will want to talk to an expert who deals with antique cars. No matter what you are purchasing, there is a professional who can help you verify its authenticity.

Appraised Value vs Real Value

When you buy something at an auction or through a private sale, you may be paying far less than the item is actually worth. Having your item appraised will tell you two things. First, it will tell you what the real value of an item is, normally what it may sell for at an auction. This can include historical value as well. It will also tell you the appraised value, or the amount it may cost to replace the item if it is damaged or stolen.

You Can't Put a Price on Love

A Valentine's Day gift is meant to come straight from the heart and represent how you feel about your loved one. There are several gifts that you can purchase that may not cost a lot of money to buy, but will offer a lifetime of memories as well as adventures and new experiences. If you want to plan the trip of your dreams, one of the first things you need to do when all of the plans have been put in place is to purchase travel insurance. This will protect you if you are injured while on your trip or if you have items that are lost or stolen. You don't want to have to worry about anything while you are enjoying yourself.

Beautiful Gifts Need to Be Insured

Beautiful gifts need to be insured! When you buy your significant other a once in a lifetime gift, you want to make sure they can enjoy it for many years to come. Once you've purchased your item and have established its insurable value, call the agents of Hummel Group. The agents serve several locations throughout the state of Ohio for their customer's convenience. If you are thinking of buying your loved one something extravagant, remember to purchase the proper insurance to protect it. Schedule an appointment today to find out how the agents can help you make this Valentine's Day one to remember!