Did you know 56% of teens talk on the phone while driving? Or that one in five, sixteen year old drivers have an accident within their first year of driving? Check out our infographic to learn more!
Contact Hummel Group today for information or quotes to add a teen driver.
Do you get excited when the temperatures drop and the first big snowfall comes? Whether you spend your winter days sledding down hills in your neighborhood with your kids, hitting the slopes at your favorite resort or snowmobiling through open landscapes in the wild, winter fun comes with risk. You can’t cut back on the pleasure in order to protect yourself or those you love, but you can make sure your insurance policy has your back if something goes wrong.
The U.S. involvement in conflicts around the world is bound to bring about questions and feelings of uncertainty. The possibility of additional military action abroad has had a few clients ask us about its affect on insurance pricing. The simple answer is, military conflict has no to little effect on U.S. insurance prices, especially in the short-term.
As another year comes to an end, it’s good to take stock of changes in your life or lifestyle that will affect your insurance protection in the New Year to come. The end of the year is a good time to conduct an insurance review to see if your policies still reflect the coverage you need or want. If changes are in order, it’s best to make them now so you can face the New Year with confidence knowing you’re fully protected against any eventuality.
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school.
No one needs to tell a classic car owner what labors of love these beauties happen to be. What you might not realize, though, is that the wrong kind of insurance to protect your classic car can be just as devastatingly heartbreaking as any accident that does damage to your precious piece of history.
People who have higher net worth typically have unique insurance needs that must be addressed. The average insurance policy is designed with people who have more modest means in mind. They have coverage limits and exclusions for high-value items, such as:
Because of the area we live in, we get a lot of questions about hauling Amish for hire. Often a client comes in to review their personal auto Insurance policy, casually mentioning that they haul Amish. They soon discover personal auto insurance policies do no cover this type of activity since it is a business activity.
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they're only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership had declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn't without risks. Most ride-sharing businesses are in the early states of development, and the popularity, risk management and compliance issues they're facing are all in uncharte
Gain freedom on the road with the right motorcycle coverage. We can help!
There's nothing like the freedom you feel when riding but if you're on the road, you're at risk. To ensure you've got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.
Liability Insurance Coverage
