Parents worry about their child's safety, especially when the child is riding in a car. With the myriad of car seat models, vehicles and guidelines for proper installation, many parents wonder if they have installed their child's car seat correctly. Unfortunately, these concerns are often warranted.
If you have car insurance in Ohio, you know that sometimes it is best to store your collector or valuable cars during the winter to avoid winter accidents, salty roads and unnerving winter driving conditions. Check out our 10 tips for storing your vehicle over the winter:
Ride-sharing has been popular for several years, but is just now moving into smaller towns and communities. More and more are beginning to ask what is ride-sharing? Do I have coverage if I decide to become a TNC driver? What are the coverage gaps?
Confused about what is and isn't required when buying or leasing a vehicle? Ohio law
requires drivers to meet financial responsibility requirements, which can be done by purchasing liability insurance. In addition, when leasing or financing a vehicle, those contracts require you to have physical damage insurance coverage.
Beyond that, here are answers to common questions asked about dealer options.*
You do not need to be wealthy to be sued for millions. Juries determine damages based on the severity of an accident, not your ability to pay those damages. Do you own or drive a vehicle? Do you own or rent a home? Do you want to protect the assets and investments that you worked hard to accumulate? If you said yes to any of those, you need an umbrella. The truth is EVERYONE needs an umbrella.
Home and auto insurance protects the policyholder from large expenses resulting from loss, damage and injury associated with his or her home, property and automobile. The two types of insurance - homeowners and automobile- are separate products but are frequently bundledi, or purchased together, which usually results in a discounted rate.
There are many facets to an insurance claim. One of these is called subrogation. Subrogation means, in a sense, that one party has the right to "step into the shoes" of another party for the purpose of bringing a claim for damages.
Subrogation is the right for an insurer to legally pursue a third party that caused an insurance loss to you. This is done as a means of recovering the amount of the claim paid by the insurance carrier to you for the loss.
WESTFIELD CENTER, Ohio, May 11, 2015 - Westfield Insurance, a super-regional, customer-focused insurance carrier represented by approximately 1,000 independent agencies, announced its latest group of agencies qualifying for their Trilogy and Horizon programs.
It's sweeping the nation and is now in four Ohio cities, but ridesharing complexities confound insurers, drivers and city regulators, and the story continues to unfold each day. Rideshare services are currently offered in Cincinnati, Toledo, Cleveland and Columbus. But before your clients decide to participate, they need to know the risks and what the insurers' position is on coverage. Use our consumer content to reach out to your clients and help.
