commercial insurance | Hummel Group

commercial insurance

Orphan Well Program and Requirements for Becoming an Approved Bidder

What is an Orphan Well?

Orphan wells are old and abandoned oil and natural gas wells where no owner or responsible party can be found. These wells may be a hazard to the environment and your health and safety and they must be plugged.  The Ohio Department of Natural Resources (ODNR) is planning to plug approximately 175 wells this coming year.

Amish Taxi Insurance

Because of the area we live in, we get a lot of questions about hauling Amish for hire. Often a client comes in to review their personal auto Insurance policy, casually mentioning that they haul Amish. They soon discover personal auto insurance policies do no cover this type of activity since it is a business activity.

The Dangers of Uber and Other Ride-sharing Apps

Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they're only becoming more popular.  In fact, in the cities where these platforms are available, taxi ridership had declined anywhere from 10 to 30 percent.  However, the convenience of ride-sharing isn't without risks.  Most ride-sharing businesses are in the early states of development, and the popularity, risk management and compliance issues they're facing are all in uncharte

Five Steps for Controlling Workers' Compensation Costs

If your facility is dealing with rising workers' compensation costs as a result of workplace accidents, it's time to take a new approach to safety.  The key to spending fewer dollars on workers' compensation is more than just stopping a few accidents; it requires a comprehensive safety program designed to continuously improve.  A safety program that is compliant with Occupational Safety and Health Administration (OSHA) standards can yield significant savings by reducing injuries and illnesses

Business Continuity Planning: Mitigate Unexpected Retail Risks

Risk management often means expecting and planning for the unexpected.  In order to maintain the safety of the employees and customers and ensure the viability of your business, you need to prepare for unforeseen disasters.  These risk may include criminal activity, natural disasters or terrorist acts.  Any one of these threats could be serious enough to devastate  your business, but if you have readiness plans in place you can work to minimize their impact.

Cyber Liability Insurance

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow.  The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses.  In an age where a stolen laptop or hacked account can instantly compromise the personal data of thousands of customers, or an ill-advised post on a social media

Benefits Buzz August 2018

Did You Know?

Amazon announced it will be purchasing the online pharmacy PillPack.  The deal is expected to close before the end of the year.

The PillPack, an online pharmacy startup that earned more than $100 million in revenue last year, Amazon is now able to enter the prescription market.