commercial insurance

Tis the Season for an Insurance Review

Submitted by Hummel Group on Thu, 12/19/2019 - 7:00am

As another year comes to an end, it’s good to take stock of changes in your life or lifestyle that will affect your insurance protection in the New Year to come. The end of the year is a good time to conduct an insurance review to see if your policies still reflect the coverage you need or want. If changes are in order, it’s best to make them now so you can face the New Year with confidence knowing you’re fully protected against any eventuality. 

What Insurance Should Businesses Carry for Black Friday?

Submitted by Hummel Group on Wed, 11/20/2019 - 1:38pm

While the average insurance provider doesn’t offer a specific Black Friday insurance plan, there are certain types of insurance protection that are wise for all business owners to invest in prior to Black Friday sales. For those who are new to the wonderful world of retail on this busy shopping day each year, there is one rule of thumb to remember – the parking lot may be a jungle, but inside the store is a zoo on Black Friday.

Orphan Well Program and Requirements for Becoming an Approved Bidder

Submitted by Hummel Group on Wed, 07/17/2019 - 8:55am

What is an Orphan Well?

Orphan wells are old and abandoned oil and natural gas wells where no owner or responsible party can be found. These wells may be a hazard to the environment and your health and safety and they must be plugged.  The Ohio Department of Natural Resources (ODNR) is planning to plug approximately 175 wells this coming year.

Amish Taxi Insurance

Submitted by Hummel Group on Wed, 05/22/2019 - 9:55am

Because of the area we live in, we get a lot of questions about hauling Amish for hire. Often a client comes in to review their personal auto Insurance policy, casually mentioning that they haul Amish. They soon discover personal auto insurance policies do no cover this type of activity since it is a business activity.

The Dangers of Uber and Other Ride-sharing Apps

Submitted by Hummel Group on Wed, 10/24/2018 - 8:00am

Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they're only becoming more popular.  In fact, in the cities where these platforms are available, taxi ridership had declined anywhere from 10 to 30 percent.  However, the convenience of ride-sharing isn't without risks.  Most ride-sharing businesses are in the early states of development, and the popularity, risk management and compliance issues they're facing are all in uncharte

Five Steps for Controlling Workers' Compensation Costs

Submitted by Hummel Group on Wed, 10/17/2018 - 8:00am

If your facility is dealing with rising workers' compensation costs as a result of workplace accidents, it's time to take a new approach to safety.  The key to spending fewer dollars on workers' compensation is more than just stopping a few accidents; it requires a comprehensive safety program designed to continuously improve.  A safety program that is compliant with Occupational Safety and Health Administration (OSHA) standards can yield significant savings by reducing injuries and illnesses

Business Continuity Planning: Mitigate Unexpected Retail Risks

Submitted by Hummel Group on Tue, 09/25/2018 - 8:00am

Risk management often means expecting and planning for the unexpected.  In order to maintain the safety of the employees and customers and ensure the viability of your business, you need to prepare for unforeseen disasters.  These risk may include criminal activity, natural disasters or terrorist acts.  Any one of these threats could be serious enough to devastate  your business, but if you have readiness plans in place you can work to minimize their impact.