You may be considering renting out your home for extra income while you're away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can pose liabilities. Take the following considerations to heart in order to protect your home.
No one anticipates having to use their home insurance policy for a partial or total fire loss, but it happens every day across Ohio. According to the Red Cross, you may have as little as two minutes to escape a fire that starts in your home. A working smoke alarm that provides an early warning and a well-practiced fire escape plan can help save lives. So what things should you be doing to make sure you are prepared?
Introduced in a June 2017 update, Snap Map allows users to share their exact location with friends within the Snapchat app. Snap Map gathers location data using a smartphone's GPS sensor and displays the time of day an individual is at a specific location and his or her speed of travel. This information is shown on a map that can be accessed when a user first opens Snapchat and pinches the screen to zoom out.
You do not need to be wealthy to be sued for millions. Juries determine damages based on the severity of an accident, not your ability to pay those damages. Do you own or drive a vehicle? Do you own or rent a home? Do you want to protect the assets and investments that you worked hard to accumulate? If you said yes to any of those, you need an umbrella. The truth is EVERYONE needs an umbrella.
Bullying is a serious problem that can happen in any school or other environment. Some adults think it is just a phase or just "messing around," but bullying can cause serious harm. Bullying can take many forms:
Drowning is the fifth leading cause of unintentional injury-related death in the United States. Knowing how to swim and following these safety tips will help keep you and your children safe. Explain swimming safety to children when young, and reinforce its importance regularly.
Home and auto insurance protects the policyholder from large expenses resulting from loss, damage and injury associated with his or her home, property and automobile. The two types of insurance - homeowners and automobile- are separate products but are frequently bundledi, or purchased together, which usually results in a discounted rate.
There are many facets to an insurance claim. One of these is called subrogation. Subrogation means, in a sense, that one party has the right to "step into the shoes" of another party for the purpose of bringing a claim for damages.
Subrogation is the right for an insurer to legally pursue a third party that caused an insurance loss to you. This is done as a means of recovering the amount of the claim paid by the insurance carrier to you for the loss.
Home projects should end in positive results, but things can go very wrong if you hire a fraudulent or unqualified contractor. Use the following advice to help avoid a nightmare.
An ice dam is an accumulation of ice at the lower edge of a sloped roof, usually at the gutter. When interior heat melts the snow on the roof, the water will run down and refreeze at the roof's edge, where temperatures are much cooler. Eventually, the ice builds up and blocks water from draining off of the roof. This, in turn, forces the water under the roof covering and into your attic or down the inside walls of your house.
