risk management

Benefits Buzz August 2017

Did You Know?

The Department of Labor (DOL) has officially dropped its support of the new overtime rule.  The rule, originally scheduled to take effect in December 2016, was halted by a federal court soon before its enactment.

Property Insurance Considerations

Did You Know?

According to the Los Angeles Times, it may cost as much as 30 percent more to rebuild parts of a home than to completely build a new one from scratch.  Demolition and removal of damaged property are pricey, limiting what a homeowner can do when rebuilding only parts of a home.

Five Steps for Controlling Workers' Compensation Costs

If your facility is dealing with rising workers' compensation costs as a result of workplace accidents, it's time to take a new approach to safety.  The key to spending fewer dollars on workers' compensation is more than just stopping a few accidents; it requires a comprehensive safety program designed to continuously improve.  A safety program that is compliant with Occupational Safety and Health Administration (OSHA) standards can yield significant savings by reducing injuries and illnesses

Business Continuity Planning: Mitigate Unexpected Retail Risks

Risk management often means expecting and planning for the unexpected.  In order to maintain the safety of the employees and customers and ensure the viability of your business, you need to prepare for unforeseen disasters.  These risk may include criminal activity, natural disasters or terrorist acts.  Any one of these threats could be serious enough to devastate  your business, but if you have readiness plans in place you can work to minimize their impact.

Cyber Liability Insurance

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow.  The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses.  In an age where a stolen laptop or hacked account can instantly compromise the personal data of thousands of customers, or an ill-advised post on a social media

Motorcycle Insurance

Gain freedom on the road with the right motorcycle coverage.  We can help!

Reducing Risk for Riders

There's nothing like the freedom you feel when riding but if you're on the road, you're at risk.  To ensure you've got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.

Liability Insurance Coverage

Remodeling Your Home

You've hired a reputable builder, collected paint swatches and selected the siding and now you're finally ready to start that long-awaited remodeling project.  Contact us today: 800-860-1060.

What Protection Does It Offer?

Whether your addition budget is large or small, you are adding both the value of your home and your exposure to risk.  To ensure that your project goes smoothly and that you have the coverage you need, here's what you need to know.

Liabilities of Renting Your Home

Protecting Your Personal Property

You may be considering renting out your home for extra income while you're away for an extended period of time.  Though this seems like an ideal solution for families with extra room to spare, it can pose liabilities.  Take the following considerations to heart in order to protect your home.