AG Tourism: A Growing Market With Unique Risks

Shane Humphrey, Business Risk Advisor at Hummel Group, brings his experience from farm life, the classroom, and the basketball court to the agribusiness industry.

A review of the book Elon Musk by Walter Isaacson.

Benefits of business generosity and how you can cultivate it in your own organization.

Innovations in treating chronic and complex conditions have eased people’s pain and improved their quality of life, but as with anything involving health care, there are signifi cant costs involved, and they keep rising. These innovations are known as specialty drugs. Capable of treating rare or complex conditions, such as cancer, Alzheimer’s disease, multiple sclerosis, and rheumatoid arthritis, one specialty medication can cost an individual—and subsequently their employer—tens of thousands of dollars in one year.

Examples of how roof claims could be paid in a potential claim situation if your roof coverage is ACV/Limited Loss Settlement vs if your wind/hail deductible has increased.

The Wind/Hail Deductible is a separate deductible applied to your home policy in case of a loss due to wind or hail.

Limited Loss Settlement is similar to Actual Cash Value coverage in that it considers the roof's age and condition and may pay less than the full cost of replacement. Where it differs from Actual Cash Value is that the payout is based on a percentage that the company assigns to the type and age of the roof.