MEDICARE MOMENT: FLU SEASON

MEDICARE MOMENT: FLU SEASON

Flu season is right around the corner! Those with Medicare Part B can receive...

MEDICARE MOMENT: HEALTH SAVINGS ACCOUNTS (HSAS)

MEDICARE MOMENT: HEALTH SAVINGS ACCOUNTS (HSAS)

Individuals who have a High Deductible Health Plan (HDHP) –and only have HDHP coverage...

HUMMEL BRAND REFRESH

HUMMEL BRAND REFRESH

At Hummel, providing exceptional service & expertise for our clients has been our focus since...

MEDICARE MOMENT: PRESCRIPTION DRUG PLANS

MEDICARE MOMENT: PRESCRIPTION DRUG PLANS

Medicare Part D, also called Medicare drug coverage or stand-alone Prescription Drug Plans...

A LOOK AT COSTS, REQUIREMENTS, COVERAGE, AND MORE

A LOOK AT COSTS, REQUIREMENTS, COVERAGE, AND MORE

There are 6,000 retail bakeries and nearly 3,000 commercial bakeries across the US that generate approximately...

WHY YOUR MACHINE SHOP NEEDS ADEQUATE INSURANCE COVERAGE (AND WHERE TO GET IT)

WHY YOUR MACHINE SHOP NEEDS ADEQUATE INSURANCE COVERAGE (AND WHERE TO GET IT)

On average, 2.8 out of 100 workers in the US are injured in workplace accidents every year...

MEDICARE MOMENT: MARKETPLACE COVERAGE

MEDICARE MOMENT: MARKETPLACE COVERAGE

The Health Insurance Marketplace®, also just called the Marketplace, allows people who...

MEDICARE MOMENT: WHAT IF I HAVE OTHER INSURANCE COVERAGE?

MEDICARE MOMENT: WHAT IF I HAVE OTHER INSURANCE COVERAGE?

If you have multiple forms of insurance, it’s important to coordinate your benefits...

MEDICARE MOMENT: DENTAL, VISION, AND HEARING COVERAGE

MEDICARE MOMENT: DENTAL, VISION, AND HEARING COVERAGE

Does Medicare cover dental, vision, and hearing services? The simple answer is...

WHEN SHOULD I ENROLL IN MEDICARE?

WHEN SHOULD I ENROLL IN MEDICARE?

When you become eligible for Medicare, you have several decisions to make, including...

MEDICARE MOMENT: WHAT DOES MEDICARE COVER?

MEDICARE MOMENT: WHAT DOES MEDICARE COVER?

It’s difficult to keep track of what each part of Medicare covers. Here’s an overview...

WHAT KIND OF INSURANCE SHOULD A NEW BUSINESS OWNER HAVE

WHAT KIND OF INSURANCE SHOULD A NEW BUSINESS OWNER HAVE

Imagine you've poured your heart and soul into starting your business...

10 QUESTIONS TO ASK A MANUFACTURING INSURANCE AGENT

10 QUESTIONS TO ASK A MANUFACTURING INSURANCE AGENT

Having the right insurance is important in the manufacturing industry...

WHAT TO LOOK FOR WHEN SHOPPING FOR COMMERCIAL FARMING INSURANCE

WHAT TO LOOK FOR WHEN SHOPPING FOR COMMERCIAL FARMING INSURANCE

Imagine this: You've invested your heart, soul, and finances into your commercial farming business...

WHAT TYPES OF INSURANCE DOES A LONG-HAUL TRUCKING COMPANY REQUIRE

WHAT TYPES OF INSURANCE DOES A LONG-HAUL TRUCKING COMPANY REQUIRE

The American Trucking Association reports that over 72% of all freight tonnage moved in the U.S...

MEDICARE MOMENT: EXTRA HELP

MEDICARE MOMENT: EXTRA HELP

Do you need assistance paying for your prescription costs? Extra Help...

RISK MANAGEMENT STRATEGIES AND INSURANCE FOR MANUFACTURING COMPANIES

RISK MANAGEMENT STRATEGIES AND INSURANCE FOR MANUFACTURING COMPANIES

With over half of the senior executives in the U.S. worried about "risk and compliance"...

MEDICARE MOMENT: 9 THINGS TO KNOW ABOUT MEDIGAP POLICIES

MEDICARE MOMENT: 9 THINGS TO KNOW ABOUT MEDIGAP POLICIES

1. You must have Medicare Part A and Part B...

MEDICARE MOMENT: WHEN SHOULD I ENROLL IN MEDICARE?

MEDICARE MOMENT: WHEN SHOULD I ENROLL IN MEDICARE?

When you become eligible for Medicare, you have several decisions to make...

LONG TERM CARE INSURANCE COVERAGE, BENEFITS, COST, AND MORE

LONG TERM CARE INSURANCE COVERAGE, BENEFITS, COST, AND MORE

Did you know that nearly 30 million Americans don't have health insurance coverage...

MEDICARE MOMENT: TYPES OF MEDICARE ADVANTAGE PLANS

MEDICARE MOMENT: TYPES OF MEDICARE ADVANTAGE PLANS

Medicare Advantage Plans, also known as Part C, fall into different types...

MEDICARE MOMENT: WHAT TYPE OF MEDICARE PLAN DO I HAVE?

MEDICARE MOMENT: WHAT TYPE OF MEDICARE PLAN DO I HAVE?

With many different terms flying around, it can be difficult to keep your options straight...

MEDICARE MOMENT: DOES MY MEDICARE ADVANTAGE PLAN HAVE DRUG COVERAGE?

MEDICARE MOMENT: DOES MY MEDICARE ADVANTAGE PLAN HAVE DRUG COVERAGE?

If you have a Medicare Advantage Plan (also called Part C or an MA Plan), you may...

MEDICARE MOMENT: HOW DO I LEAVE A MEDICARE ADVANTAGE PLAN?

MEDICARE MOMENT: HOW DO I LEAVE A MEDICARE ADVANTAGE PLAN?

If you want to leave your plan, you usually need to do so during a qualifying period...

MEDICARE MOMENT: INFLATION REDUCTION ACT OF 2022

MEDICARE MOMENT: INFLATION REDUCTION ACT OF 2022

The Inflation Reduction Act, passed by Congress in 2022 under the...

INTRODUCTION TO MEDICARE

INTRODUCTION TO MEDICARE

In 2021, 63,964,675 Americans used Medicare health insurance. 36,045,321 use the original...

MEDICARE: OPEN ENROLLMENT HAS ENDED…WHAT’S NEXT?

MEDICARE: OPEN ENROLLMENT HAS ENDED…WHAT’S NEXT?

You may be aware that October 15th through December 7th is the Open Enrollment Period...

MAPLECREST INSURANCE IS NOW A PART OF HUMMEL GROUP

MAPLECREST INSURANCE IS NOW A PART OF HUMMEL GROUP

We are excited to announce Maplecrest Insurance is now a part of...

THE BENEFITS OF INSURANCE FOR TRUCKERS

THE BENEFITS OF INSURANCE FOR TRUCKERS

If you spend less time making money and more time trying to keep up with new...

IS TELEMATICS AUTO INSURANCE RIGHT FOR YOU?

IS TELEMATICS AUTO INSURANCE RIGHT FOR YOU?

Technology that tracks vehicle use and performance has ushered in a new type of insurance...

WHAT TO KNOW ABOUT HOA INSURANCE AND INSURANCE FOR CONDO ASSOCIATIONS

WHAT TO KNOW ABOUT HOA INSURANCE AND INSURANCE FOR CONDO ASSOCIATIONS

Did you know that the number of American households who live in condominiums (also known as condos)...

MIDDLEBURY OFFICE GRAND OPENING

MIDDLEBURY OFFICE GRAND OPENING

We are excited to open our new location in Middlebury, Indiana. We previously held two...

WHY IS IT IMPORTANT TO GET DUMP TRUCK INSURANCE?

WHY IS IT IMPORTANT TO GET DUMP TRUCK INSURANCE?

The market for dump trucks globally is expected to reach $10.83 billion (U.S. dollars) by 2026...

A COMPLETE GUIDE TO FORMING A CONDO ASSOCIATION

A COMPLETE GUIDE TO FORMING A CONDO ASSOCIATION

Did you know that at least 73 million people in the US reside in condominium communities or...

THE EFFECTS OF INFLATION ON SMALL BUSINESSES

THE EFFECTS OF INFLATION ON SMALL BUSINESSES

What if forces beyond your control were threatening to destroy your business...

WHAT IS THE BEST MEDICARE SUPPLEMENTAL INSURANCE?

WHAT IS THE BEST MEDICARE SUPPLEMENTAL INSURANCE?

What if you could protect yourself better in your golden years? Many of us...

AMERICAN LOGGERS AN ULTIMATE GUIDE OF INSURANCE FOR LOGGERS

AMERICAN LOGGERS AN ULTIMATE GUIDE OF INSURANCE FOR LOGGERS

What if you were running one of the world's most dangerous businesses and you didn't even know it...

CONDO ASSOCIATION INSURANCE COVERAGE: ULTIMATE GUIDE

CONDO ASSOCIATION INSURANCE COVERAGE: ULTIMATE GUIDE

According to the Insurance Information Institute, insurance claims were filed by 51%...

WHAT TO LOOK FOR IN YOUR CONDO MASTER POLICY

WHAT TO LOOK FOR IN YOUR CONDO MASTER POLICY

In 2021, over 97% of home insurance claims focused on some form of property damage...

CONDO ASSOCIATION MASTER INSURANCE POLICY VS INDIVIDUAL CONDO INSURANCE: WHAT'S THE DIFFERENCE?

CONDO ASSOCIATION MASTER INSURANCE POLICY VS INDIVIDUAL CONDO INSURANCE: WHAT'S THE DIFFERENCE?

There are more than 30 million condominium units in North America. Condominiums are unique in that...

WHAT DOES A CONDO ASSOCIATION INSURANCE POLICY COVER?

WHAT DOES A CONDO ASSOCIATION INSURANCE POLICY COVER?

Millennials are the largest living adult generation on earth. Their preference in housing...

INSURANCE FOR GUN MANUFACTURERS: THE ULTIMATE GUIDE

INSURANCE FOR GUN MANUFACTURERS: THE ULTIMATE GUIDE

Companies that manufacture, distribute, and sell sporting firearms and supplies play a critical role...

12 COMMON LOGGING ACCIDENTS YOU NEED TO INSURE AGAINST

12 COMMON LOGGING ACCIDENTS YOU NEED TO INSURE AGAINST

It's no secret that logging is an important, yet risky, profession. The very nature of the job puts workers...

SMALL BUSINESS TRENDS: WHAT TO EXPECT IN 2022

SMALL BUSINESS TRENDS: WHAT TO EXPECT IN 2022

As we settle into the new year, you may be taking a hard look at what your business will look like...

TOP SMALL BUSINESS CHALLENGES OF 2022

TOP SMALL BUSINESS CHALLENGES OF 2022

Owning your own business has been an important part of the American dream for decades...

THE REASONS FOR THE RISING COSTS OF UMBRELLA INSURANCE IN THE COMMERCIAL MARKET

THE REASONS FOR THE RISING COSTS OF UMBRELLA INSURANCE IN THE COMMERCIAL MARKET

The harsh reality for businesses in America is that every year between 36% to 53% of them face...

WHY IS THERE A LABOR SHORTAGE AMONG TRUCK DRIVERS?

WHY IS THERE A LABOR SHORTAGE AMONG TRUCK DRIVERS?

Turn on the news and you're likely to hear about shortages in everything from food...

INSURANCE FOR TRUCKING, FARMERS, LOGGERS AND OTHER LABORERS

INSURANCE FOR TRUCKING, FARMERS, LOGGERS AND OTHER LABORERS

There are more than seven million small businesses in the United States. Whether a...

TOP 10 THINGS YOU SHOULD KNOW ABOUT KEY MAN INSURANCE

TOP 10 THINGS YOU SHOULD KNOW ABOUT KEY MAN INSURANCE

Key man insurance is not a sexist policy providing only for the male population of a company...

BUY-SELL AGREEMENT LIFE INSURANCE: IS IT RIGHT FOR YOU?

BUY-SELL AGREEMENT LIFE INSURANCE: IS IT RIGHT FOR YOU?

When a business's founder dies, the firm loses about 60% of its sales, and jobs are cut...

BUY-SELL AGREEMENT INSURANCE: HOW MUCH DOES IT COST?

BUY-SELL AGREEMENT INSURANCE: HOW MUCH DOES IT COST?

When you own a business you need to develop procedures that take effect in the event...

WHY INSURANCE FOR CHURCHES IS A GOOD IDEA

WHY INSURANCE FOR CHURCHES IS A GOOD IDEA

Is your church prepared for unknown risks? We are talking about...

DOES MY LOGGING COMPANY NEED INSURANCE?

DOES MY LOGGING COMPANY NEED INSURANCE?

There are over fifty thousand logging-related businesses in the USA alone. Thus, having...

KEY EMPLOYEE INSURANCE: DO I NEED IT?

KEY EMPLOYEE INSURANCE: DO I NEED IT?

What if your business lost much of its value overnight? No, we're not talking about...

WHAT ARE THE REASONS LOG TRUCK INSURANCE IS MORE EXPENSIVE?

WHAT ARE THE REASONS LOG TRUCK INSURANCE IS MORE EXPENSIVE?

Being one of the top three most dangerous industries, logging insurance is a must-have...

LOGGING INSURANCE GUIDE: TYPES, COST, AND COVERAGE

LOGGING INSURANCE GUIDE: TYPES, COST, AND COVERAGE

The logging industry repeatedly makes the Bureau of Labor Statistics list of the top three...

SAFETY RISKS YOUR CHURCH NEEDS INSURANCE FOR

SAFETY RISKS YOUR CHURCH NEEDS INSURANCE FOR

Thanks to the pandemic, many churches saw a dramatic drop in donations, with some...

VICTIM OF UNEMPLOYMENT FRAUD?

VICTIM OF UNEMPLOYMENT FRAUD?

If you receive notification that someone has filed unemployment benefits under your name in Ohio...

THE IMPORTANCE OF A PROACTIVE APPROACH & ANNUAL REVIEWS - THE LAKESIDE STORY

THE IMPORTANCE OF A PROACTIVE APPROACH & ANNUAL REVIEWS - THE LAKESIDE STORY

We take a proactive approach to both earning the trust of new clients, and consistently...

SOCIAL MEDIA POLICY AND PROCEDURE GUIDELINE

SOCIAL MEDIA POLICY AND PROCEDURE GUIDELINE

The perception of an organization’s integrity and the social media content of its representatives...

THE BASICS OF COMMERCIAL TRUCK INSURANCE

THE BASICS OF COMMERCIAL TRUCK INSURANCE

According to statistics, approximately 500,000 trucking accidents happen each year...

GET DUMP TRUCK INSURANCE NOW: BETTER COVERAGE, LOWER RATES

GET DUMP TRUCK INSURANCE NOW: BETTER COVERAGE, LOWER RATES

According to earning statistics, owning and operating a dump truck can net you...

AN EXTENSIVE GUIDE TO INSURANCE FOR CONTRACTORS

AN EXTENSIVE GUIDE TO INSURANCE FOR CONTRACTORS

As a contractor, your job carries a certain amount of risk while being performed...

WHAT TYPE OF INSURANCE DOES YOUR CONSTRUCTION COMPANY NEED (AND WHY)?

WHAT TYPE OF INSURANCE DOES YOUR CONSTRUCTION COMPANY NEED (AND WHY)?

If you have a construction company you may be wondering what kind of insurance...

5 KEY TIPS TO SUCCEED AS A SMALL BUSINESS IN WADSWORTH, OHIO

5 KEY TIPS TO SUCCEED AS A SMALL BUSINESS IN WADSWORTH, OHIO

If you're running a small business right now, you are undoubtedly going through some...

WHAT TYPE OF INSURANCE DOES A NONPROFIT ORGANIZATION NEED?

WHAT TYPE OF INSURANCE DOES A NONPROFIT ORGANIZATION NEED?

To protect your employees, you need insurance. Insurance for nonprofits can be...

7 REASONS YOU SHOULD HAVE MEDICAL MALPRACTICE INSURANCE

7 REASONS YOU SHOULD HAVE MEDICAL MALPRACTICE INSURANCE

There are between 15,000 and 19,000 medical malpractice cases that occur each year. Making it...

A BEGINNER'S GUIDE TO FINDING INSURANCE FOR PORTABLE SAWMILLS

A BEGINNER'S GUIDE TO FINDING INSURANCE FOR PORTABLE SAWMILLS

Did you know that the sawmill was invented on December 15th, 1593? Since then...

7 FACTORS TO CONSIDER BEFORE CHOOSING LOGGING AND LUMBERING INSURANCE

7 FACTORS TO CONSIDER BEFORE CHOOSING LOGGING AND LUMBERING INSURANCE

Across the globe, the lumber industry is continuing to expand at rapid speeds as it's set to expand...

5 COMMON RV INSURANCE MISTAKES AND HOW TO AVOID THEM

5 COMMON RV INSURANCE MISTAKES AND HOW TO AVOID THEM

More than 25 million Americans spend their vacations in a recreational vehicle (RV). Moreover...

WHAT TYPES OF INSURANCE SHOULD A CHURCH HAVE?

WHAT TYPES OF INSURANCE SHOULD A CHURCH HAVE?

Churches are places of worship, but they are also often a space for events like...

HOW MUCH NONPROFIT DIRECTORS AND OFFICERS INSURANCE DO I NEED?

HOW MUCH NONPROFIT DIRECTORS AND OFFICERS INSURANCE DO I NEED?

Directors and officers insurance is designed to protect the board members and the officers against...

WHAT TYPE OF INSURANCE SHOULD A LOGGING SERVICE HAVE?

WHAT TYPE OF INSURANCE SHOULD A LOGGING SERVICE HAVE?

The logging and forestry industry has unique needs. As such, its insurance will have to follow suit...

INLAND MARINE INSURANCE 101: WHAT IT DOES AND DOESN'T COVER

INLAND MARINE INSURANCE 101: WHAT IT DOES AND DOESN'T COVER

Did you know that the average cost of inland marine insurance is $2,500 per year? While you...

AVOID A LAWSUIT: THE IMPORTANCE OF SECURING EPL INSURANCE

AVOID A LAWSUIT: THE IMPORTANCE OF SECURING EPL INSURANCE

Did you know that 1 million employment discrimination complaints have been filed with the government...

MANAGEMENT LIABILITY: WHY YOUR BUSINESS NEEDS DIRECTORS AND OFFICERS INSURANCE

MANAGEMENT LIABILITY: WHY YOUR BUSINESS NEEDS DIRECTORS AND OFFICERS INSURANCE

There is an increased number of exposures that a company's officers and directors have to face...

CYBER LIABILITY INSURANCE: UNDERSTANDING WHAT'S COVERED

CYBER LIABILITY INSURANCE: UNDERSTANDING WHAT'S COVERED

Did you know that the average cost of the largest single cyber attack incident for a business...

INSURANCE RISKS IN COMMERCIAL TRUCKING AND TRANSPORTATION INSURANCE

INSURANCE RISKS IN COMMERCIAL TRUCKING AND TRANSPORTATION INSURANCE

From sleep deprivation to cell phone usage behind the wheel, the causes of truck-related accidents...

MAKING LUMBER: THE MOST COMMON SAWMILL AND LOGGING INSURANCE RISKS

MAKING LUMBER: THE MOST COMMON SAWMILL AND LOGGING INSURANCE RISKS

Each year, the logging industry occupies one of the top positions as the statistical winner for the most...

CORONAVIRUS: COMMERCIAL COVERAGE FAQS

CORONAVIRUS: COMMERCIAL COVERAGE FAQS

Hummel Group recognizes the unprecedented questions the coronavirus (COVID-19) outbreak...

CRAZY CELEBRITY INSURANCE POLICIES

CRAZY CELEBRITY INSURANCE POLICIES

In the world of the rich and famous, love comes in many forms as evidenced by celebrities taking out hefty...

CORONAVIRUS

CORONAVIRUS

We have heard so much recently about the coronavirus outbreak on tv, in the newspaper, on the radio...

NATIONAL FARM MACHINERY SHOW HIGHLIGHTS - 2020

NATIONAL FARM MACHINERY SHOW HIGHLIGHTS - 2020

As technology evolves for agriculture and farming, so do the risks this technology puts into play...

INSURING YOUR VALENTINE'S DAY GIFTS AND MORE

INSURING YOUR VALENTINE'S DAY GIFTS AND MORE

Valentine's Day is the one time of the year that you can go the extra mile for your significant other...

WINTER IS FUN BUT RISKY - DOES YOUR INSURANCE POLICY HAVE YOUR BACK?

WINTER IS FUN BUT RISKY - DOES YOUR INSURANCE POLICY HAVE YOUR BACK?

Do you get excited when the temperatures drop and the first big snowfall comes? Whether you spend...

INSURANCE REQUIREMENTS FOR HOME-BASED BUSINESSES

INSURANCE REQUIREMENTS FOR HOME-BASED BUSINESSES

One of the smartest moves a business owner can make is obtaining insurance to protect...

HOW TO PROTECT YOUR HOME FROM WINTER RISKS

HOW TO PROTECT YOUR HOME FROM WINTER RISKS

Protecting your home from winter risks starts with year-round maintenance. A home that is well cared for...

CAN MILITARY ACTION AFFECT INSURANCE PRICES?

CAN MILITARY ACTION AFFECT INSURANCE PRICES?

The U.S. involvement in conflicts around the world is bound to bring about questions and feelings of uncertainty...

CHURCH SECURITY

CHURCH SECURITY

Sunday morning on 12/29/19 a church volunteer security guard saved the lives of over 200 attendees...

TRANSPORTATION RISK SPECIALISTS - WHAT ARE THEY

TRANSPORTATION RISK SPECIALISTS - WHAT ARE THEY

You may notice that some insurance agents have the letters “TRS” next to their name. TRS stands for...

THE BEST OF 2019: RISK AND INSURANCE REVIEW

THE BEST OF 2019: RISK AND INSURANCE REVIEW

What is the standard measure to judge whether content is great or not? Is it shares, or comments...

EVEN SANTA SHOULD CONSIDER RISK MANAGEMENT

EVEN SANTA SHOULD CONSIDER RISK MANAGEMENT

Being Santa is risky business. From the long hours and excessive fatigue of the months leading to...

TIS THE SEASON FOR AN INSURANCE REVIEW

TIS THE SEASON FOR AN INSURANCE REVIEW

As another year comes to an end, it’s good to take stock of changes in your life or lifestyle that will...

LIFE INSURANCE: A GIFT FOR YOUR LOVED ONES

LIFE INSURANCE: A GIFT FOR YOUR LOVED ONES

As the holidays approach, we take the time to celebrate life and family. We purchase gifts for...

ARE YOU AT RISK ON CYBER MONDAY?

ARE YOU AT RISK ON CYBER MONDAY?

Cybercrime is on the rise, as is evidenced by the fact that more than one million people are victimized...

WHAT INSURANCE SHOULD BUSINESSES CARRY FOR BLACK FRIDAY?

WHAT INSURANCE SHOULD BUSINESSES CARRY FOR BLACK FRIDAY?

While the average insurance provider doesn’t offer a specific Black Friday insurance plan, there are...

SOCIAL MEDIA SAFETY FOR STUDENTS

SOCIAL MEDIA SAFETY FOR STUDENTS

Most kids today have a social media account of some sort and often, they have more than one...

EMPLOYEE DISHONESTY: INSURANCE COVERAGE FOR EMPLOYEE THEFT

EMPLOYEE DISHONESTY: INSURANCE COVERAGE FOR EMPLOYEE THEFT

Employee theft is generally defined as an employee’s unauthorized use, theft or misuse...

TEACHING TEENS ABOUT SAVINGS ACCOUNTS

TEACHING TEENS ABOUT SAVINGS ACCOUNTS

Maybe you’ve showed your kids how to spend wisely and how to save through a piggy bank...

HUMMEL GROUP PARTNERS WITH WESTFIELD TO DONATE $10K TO LOVE INC

HUMMEL GROUP PARTNERS WITH WESTFIELD TO DONATE $10K TO LOVE INC

Through our partnership with the Westfield Insurance Foundation's Legacy of Caring Fund, Hummel...

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